Many financial needs are, in fact, just short term glitches that need a short term financial fix. The availability of same day, short term loans in the UK has improved considerably in recent years and here we take a look at how you can search for these loans successfully on Google and other search engines.
It is important, when searching for short term loans to remember that the situation regarding their availability differs from country to country. This is because the law that regulates them is different and those organisations providing short-term loans in the UK do not follow the same procedures as those based in the USA and other English-speaking countries around the globe.
Keep it local and look for short term loans UK
For this reason, when searching for a short term loan online it is important to add the geographical area in which you are located to the search term. For example, a search for short term loans UK will return a totally different result to that which you might obtain for a search without the UK included. Such a search might well include results from outside the UK.
When searching on Google, and other search engines, for short term loans, UK residents should automatically get the results from Google.co.uk and not from Google.com which may include results from websites that are not related to the UK at all. This is a bit hit and miss however because websites are not always located where you think they are and even a site that apparently runs in the UK may actually be physically located in some non-UK location.
The results that you see on Google when carrying out such a search may be seen as two separate areas. On the left hand side of the screen are the natural or “organic” search results. These have been selected by Google as being the results which are the most relevant to the search that you have just performed.
The website extracts shown will be from companies that offer short term loans UK wide. It is not necessary to type in all of this when carrying out a search; the shortened version, “short term loans UK”, will normally give you the result that you need. You may also notice that, at the top of these search results, are some results with a shaded background. There can be up to three of these.
You get what you pay for, including customers searching for short term loans UK
These results are actually paid advertisements generated by companies who use Google’s “AdWords” system. These advertisements have been shown to you because the company that is using them has identified the phrase that you have just carried out a search for as being highly relevant to them and their business. If someone carries out such a search, the small text ads’ that you see on the right hand and the three ads at the top of the organic search will be triggered.
In such cases the advertiser gets the benefit of showing his sales message to you, in the full knowledge that you must be interested in his product or else why would you have searched for “short term loans UK”? As you are indeed interested then there is a high probability that you will read and respond to at least one of these ads. If you do respond then the advertiser is charged for the “click” which is why this type of advertising is called Pay Per Click advertising, or PPC.
Everybody wins and you get the loan you need
This arrangement works very well for both parties. The person carrying out the search is put into contact with someone who is definitely offering the service in question, in this case “short term loans UK”. The advertiser on the other hand, does not pay for advertising that is never seen by anyone remotely interested in his product. Instead, his ads are only ever shown to people who, like the person carrying out this search, have demonstrated by their own actions, (searching Google for “short term loans UK”), that they are at the very least considering taking out a short term loan.
The search term “short term loans UK” will probably help you to locate a number of suitable loan providers from which to make your selection. You should still take all necessary precautions in order to ensure that the provider that you eventually use is properly set up to carry on business across the Internet.
So just what are short term loans?
Another point that you should be aware of is the definition of a short term loan and what it means to those searching for short term loans UK. Short term loans are often confused with payday loans and the latter are, of course, the definitive short term loans in that they only usually last for a few weeks until the next payday arrives at which point they are repaid in full.
Although “short term loans” is a term often used to describe payday loans, the term is also often used for something slightly different. Short term loans is a search criteria often used by those searching for a loan that lasts a little longer than a payday loan – usually for a few months or up to a year.
If a twelve month arrangement is what you seek then there are lenders out there who can offer this to those with a poor credit score but they will probably be harder to find than those offering payday loans with an option to extend. This process of extending a payday loan, sometimes called rolling over, is offered by some payday loan lenders and your search should turn up at least a few of them for you.
When considering this type of loan, remember that there are fees involved in extending a payday loan and it is not really a suitable solution for longer term borrowing as the costs could get quite high. If you know from the outset that it will be difficult to make the full repayment in one go, it might be better to look for cheaper short term loans instead.
Whatever you need, there are plenty of short term loan lenders in the UK — just shop around and do your homework before making a decision.