Looking for 18 month loans?

At Instant Lolly, you can borrow 18 month loans from £1000 to £3000. We also offer other repayment options ranging from 1 to 24 months, so you'll always be able to find a repayment plan that's affordable for you.

Choose your loan

How do I apply for a 18 month loan?

Instant Lolly is a safe and convenient way to apply for 18 month personal loans online. We'll save you time and hassle, and help you get the loan you need faster.

If you think a 18 month personal loan from Instant Lolly is the right choice for you, just decide how much you'd like to borrow, select the 18 month term and start your application. If you're still looking for information, use the slider to explore our full range of loans.

Our service is completely FREE to use and is available to UK residents age 18 and over. To apply for a 18 month loan with us, you must have a regular monthly income from a job, pension or benefits (minimum £500). You'll also need a bank account with a debit card, a mobile phone and an active email address so that we can process your application.

How much do 18 month loans cost?

Does an eighteen month loan fit within your budget? Check out typical costs for the most popular loan amounts borrowed over 18 months.

Repay in 18 Monthly Instalments*
Amount Borrowed 18 Payments Total Repayable
£1,000 £92 £1,655
£1,200 £110 £1,986
£1,400 £129 £2,317
£1,600 £147 £2,648
£1,800 £166 £2,979
£2,000 £184 £3,310
£2,200 £202 £3,641
£2,400 £221 £3,972
£2,600 £239 £4,303
£2,800 £257 £4,634
£3,000 £276 £4,965

* Examples are for illustrative purposes only. Calculations are based on an annual interest rate of 71.3%. If you apply with Instant Lolly and are accepted, the actual cost may vary depending on the lender you're matched with and the rate you are offered.

Other repayment examples

Eighteen month loans not quite the right fit? Why not check out: 1 month loans, 3 month loans, 6 month loans, 12 month loans or 24 month loans.

Repaying your 18 month loan

Most 18 month instalment loans are repaid in 18 equal monthly instalments. The lender will make arrangements to take repayments directly from your bank account on agreed dates. Your repayment plan, which forms part of the loan agreement, will set out the eighteen instalment amounts and dates so that you can plan ahead.

Get up to £3000 within an hour of approval

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Representative 1192% APR (variable)
IMPORTANT INFORMATION

Warning: If you do not make your minimum repayment by the agreed upon due date, you may incur additional charges and penalties. If you are having problems paying, please call your credit provider. For other sources of assistance, visit www.mymoneysteps.org; call the Step Change Debt Charity on 0800 138 1111; or National Debtline on 0808 808 4000; or visit moneyadviceservice.co.uk; or visit your local Citizens Advice Bureau.

InstantLolly.co.uk is operated by Amaze Media, a trading name of John O'Hara, 24 Buttercross Close, Burnley, BB11 5HB. Authorised and regulated by the Financial Conduct Authority, reference number 742221. Data Protection number Z3495700. Instant Lolly is a credit broker not a lender.

Subject to lenders approval. Time taken to transfer funds may vary depending on the lender and your bank. We do not work with all available lenders.