Instant payday loans: Get the loan you need, when you need it

Instant Lolly have helped thousands of people quickly get the instant payday loans they needed, while saving time and hassle. Apply online with many of the best lenders in one go and get the loan you need faster, with an instant decision in just a few minutes.

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What are payday loans?

Not so long ago, payday loans did exactly what it said on the tin — you took out a loan for a few days and repaid it in full on your next payday.

However, these little loans have recently had an update — so what's new?

Practical and affordable

The good stuff hasn't changed — apply for a payday loan online, receive an immediate decision and get cash sent to your bank within an hour or so — and they're available for all credit types, making payday loans bad credit friendly too.

The product has evolved and now allows you to borrow money for longer periods. While payday loans still exist, there is a new similar product known as a short-term loan — although the two terms tend to be used interchangeably by everyone.

All of this means that payday loans have not only become a lot more practical, they're more affordable too with rates as low as 35.9%

Everyone's on board

Once of a time, the little slider widget used to adjust the chosen term on most payday loan websites would only move between one and thirty-one days. Now it's common to see 3 month loans to 24 month loans available.

Even Wonga, the archetypal payday loan lender, have introduced a new longer term Flexi Loan product alongside their traditional payday loan, which still provides emergency cash for as little as 1 day.

Payday loans are still perfect for bridging the gap until payday, but short-term payday loans can help you plan and manage your short-term cashflow better, and could give you spending choices that you might not otherwise have.

Looking for instant payday loans?

You're not alone! There are over ten thousand searches each month for instant payday loans. We can all be caught out by surprise costs or unplanned events. If, like one in three people, you don't have a ‘rainy day’ fund to fall back on, these instant decision loans could give you temporary financial support until you restored some order.

Applying for payday loans online

While it's possible to arrange payday loans on most UK high streets, many people choose the speed and convenience of applying for payday loans online. Thanks to many providers operating mobile-friendly websites and round-the-clock services, you can apply for online loans anytime and anywhere using just your phone.

Supercharge your loan search. Get the money you need faster.

How do I apply for an instant payday loan?

Instant Lolly is a quick, safe and convenient way to apply for instant loans online. Our innovative technology provides access to many of the UK's most popular payday lenders through one application form, with no credit check, just a soft search which has no credit impact.

You can apply for loans between £100 and £2000 and choose a repayment period over 1 to 24 months. All we ask is that you are a UK resident, 18 or over, and have a regular source income.

It's easy to apply — just fill in our simple online application and search the best of the payday market in one go. Our application form is super-slick and mobile-friendly — perfect if you need to apply while out and about. It takes us just a couple of minutes to process your completed application, then we'll give you an online decision.

You'll always stay in control. If your application is accepted by one of our payday lenders, we'll immediately direct you to the lenders website where you can see the full costs and terms, and decide whether you wan't to go ahead or not. After full approval, the funds are sent to your bank, usually within a matter of minutes.†

What's more, there are no charges, fees or commissions for using our service, so try us out without risk, and find your ideal loan today.

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An alternative to direct loan lenders

We are a leading online payday loan broker, providing instant payday loans UK wide. Our mission is simple — to save you time and help you find the right loan faster.

Finding the right payday loan isn't easy and can take some time and effort on your part. Different online direct lenders may have different product features and benefits – as well as lending criteria. If you don't meet the lender's strict criteria you may not be accepted for credit — and you should be aware that too many credit checks in a short period of time can be a bad thing.

Alternatively, you can apply for a loan with us, just as you would with any direct payday lender. We specialise in same day loans. We will handle the whole process for you, using our expertise to find you the most appropriate product. We work with many of the leading providers of online payday loans in the UK, so rest assured no stone will go unturned, and we'll do our best to help you find the loan you need.

Flexible borrowing

Choose the amount and repayment term that fit your needs. Borrow from £100 to £2000 over 1 to 24 months.

Free expert help

You only need to apply once. We'll ensure your application reaches all the right lenders for the best chance of approval.

Fast funding

It only takes a few minutes to apply and receive a decision. If approved, you'll get the money within an hour.

Online convenience

Apply online 24 hours a day, seven days a week via desktop, mobile or tablet. Get the quick loan you need in minutes.

People you can trust — a firm you can rely on.

You’re in safe hands

We are an established UK credit broker, authorised and regulated by the Financial Conduct Authority.

We’ve got your back

When you apply with us, you can be sure that we'll always act responsibly and in your best interests.

We treat people right

As an Instant Lolly customer, we guarantee you'll be treated with respect and honesty at all times.

Get up to £2000 within an hour of approval

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Representative 1019.34% APR is a trading name of Amaze Media (prop: J O'Hara), 24 Buttercross Close, Burnley, BB11 5HB. Authorised and regulated by the Financial Conduct Authority, reference number 742221. Data Protection number Z3495700. We act as a credit broker not a lender. Subject to lenders approval. Time taken to transfer funds may vary depending on the lender. Instant Lolly does not work with all available lenders.