Instant payday loans

Faced with a sudden expense? We're here to help

If you need to find funds fast, then Instant Lolly could be the perfect solution for you. With our instant payday loans, you’ll get an immediate decision and a speedy cash transfer, paid direct into your bank within 15 minutes.

Get £100 to £3,000 paid out by 12:17 am

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Representative 669.35% APR (variable)
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What are instant payday loans?

Not so long ago, instant payday loans did exactly what it said on the tin — you took out a loan for a few days and repaid it in full on your next payday.

However, these instant online loans have recently had an update — so what's new?

Instant online loans

The good stuff hasn't changed — apply for a payday loan online, receive an immediate decision and get cash sent to your bank within an hour or so.

The product has evolved and now allows you to borrow money over longer periods. While payday loans still exist, there is a new product, known as a short-term loan.

All of this means that instant loans have not only become a lot more flexible, they're more affordable too, with rates as low as 35.9%

Flexible and affordable

Once of a time, the little slider widget used to adjust the chosen term on most payday loan websites would only move between one and thirty-one days, but now monthly payday loans are commonplace and short-term loans give access to even longer-term loans.

Payday loans are perfect for emegency financial situations where you need to bridge the gap until pay day, but short-term loans are much more flexible and can help you plan and manage your short-term cashflow better.

Advantages of instant loans

Looking for an instant payday loan? You're not alone! There are thousands of searches each month for instant payday loans online. We can all be caught out by surprise costs or unplanned events. If, like one in three people, you don't have a ‘rainy day’ fund to fall back on, an instant loan could give you temporary financial support until you restored some order.

Applying for payday loans online

While it's possible to arrange payday loans on most UK high streets, many people choose the speed and convenience of applying for payday loans online. Thanks to many providers operating mobile-friendly websites and round-the-clock services, you can apply for instant loans online anytime and anywhere using just your phone.

Supercharge your loan search. Get the money you need faster.

How do I apply for a payday loan?

Instant Lolly is a quick, safe and convenient way to apply for instant decision payday loans. Our innovative technology provides access to a range of high acceptance lenders with one application. There's no credit check, just a soft search which has no credit impact.

We can provide small loans starting from just £100, right up to £3000, with flexible repayment periods over 1 to 24 months. All we ask is that you are a UK resident, 18 or over, and have a regular source income.

It's easy to apply for a quick loan with us — just fill in our simple online application and search the best of the payday market in one go. Our application form is super-slick and mobile-friendly — perfect if you need to apply while out and about. It takes us just a couple of minutes to process your completed application, then we'll give you an instant decision.

You'll always stay in control. If your application is accepted by one of our lenders, we'll immediately direct you to the lenders website where you can see the full costs and terms, and decide whether you wan't to go ahead or not. After full approval, the funds are sent to your bank, usually within a matter of minutes.†

What's more, there are no charges, fees or commissions for using our service, so try us out without risk, and find your perfect loan today.

Apply Now
Representative 669.35% APR (variable)
View example

An alternative to direct payday lenders

Finding the right payday loan isn't easy and can take some time and effort. Different lenders have different products and lending criteria. If you don't meet the lender's criteria you may not be accepted for credit, and too many credit checks in a short period of time can be a bad thing.

Alternatively, you can apply for a loan with us, just as you would with any direct payday lender. We specialise in bad credit payday loans — we will handle the whole process for you, using our expertise to find you the most suitable product. We work with many of the leading providers of online loans in the UK, so rest assured no stone will go unturned, and we'll do our best to help you find the loan you need.

Payday loans from Instant Lolly

Flexible borrowing — choose from a large range of short-term and payday loans.

Flexible borrowing

Choose an amount and repayment term that's right for you. We offer loans from £100 to £3000 over 1 to 24 months.

Help to get accepted — loans for people with good and bad credit.

Help to get accepted

Fill out our short form and we'll ensure your application reaches all the right lenders for the best chance of approval.

Fast funding — loans with quick decisions and speedy money transfers.

Fast funding

You'll get a decision in seconds and money transferred to your bank as quick as 15 minutes once you're approved.

Online convenience — access the best UK direct lenders in one place.

Online convenience

Apply securely online: 24 hours a day, seven days a week — via mobile, desktop or tablet. Oh, and it's totally FREE too!

A firm you can trust

You're in safe hands

We are an established UK credit broker, authorised and regulated by the Financial Conduct Authority.

We’ve got your back

When you apply with us, you can be sure that we'll always act responsibly and in your best interests.

We treat people right

As an Instant Lolly customer, we guarantee you'll be treated with respect and honesty at all times.

Get up to £3,000 within 15 minutes of approval

IMPORTANT INFORMATION

If you do not make your minimum repayment by the agreed upon due date, you may incur additional charges and penalties. If you are having problems paying, please call your credit provider. For other sources of assistance, visit www.mymoneysteps.org; call the Step Change Debt Charity on 0800 138 1111; or National Debtline on 0808 808 4000; or visit moneyadviceservice.co.uk; or visit your local Citizens Advice Bureau.

Loan approval: All loan offers are subject to lender final approval. Approval/transfer times vary by lender. Not all lenders may be able to transfer funds in 15 minutes. Approvals/transfers may take longer for applications processed outside normal working hours. If your bank does not support faster payments, it may take longer for funds to reach your account.

Credit checks: When assessing your eligibility for a loan, lenders will carry out a soft search; only you can see them on your credit report and they have no impact on your credit rating. If you accept a lender's loan offer, they will perform a hard credit search, which will be visible to any company searching your credit report for 12 months.