Instant Payday Loans

We've already helped thousands of people find the instant payday loans they needed to bridge a gap in their finances. If you're looking for payday loans online, and need funds quickly, we can save you time and help you find the right loan faster.

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What are payday loans?

Not so long ago, payday loans did exactly what it said on the tin — you took out a loan for a few days and repaid it in full on your next payday. However, these little loans have recently had an update — so what's new?

The good stuff hasn't changed — apply for a payday loan online, receive an immediate decision and get cash sent to your bank the same day — and they're available for all credit types, making payday loans bad credit friendly too.

Introducing the short term payday loan

The product has evolved and now allows you to borrow money for longer periods. While payday loans still exist, there is a new similar product known as a short-term loan — although the two terms tend to be used interchangeably by everyone.

Once of a time, the little slider widget used to adjust the chosen term on most payday loan websites would only move between one and thirty-one days. Now it's common to see 3 month loans to 12 months loans available.

Even Wonga, the archetypal payday loan lender, have introduced a new longer term Flexi Loan product alongside their traditional payday loan, which still provides emergency cash for as little as 1 day.

Payday loans are still perfect for bridging the gap until payday, but short-term payday loans can help you plan and manage your short-term cashflow better, and could give you spending choices that you might not otherwise have.

Looking for a payday loan today?

You're not alone — there are over ten thousand searches each month for instant payday loans. We can all be caught out by surprise costs or unplanned events. If, like one in three people, you don't have a ‘rainy day’ fund to fall back on, these instant decision loans could give you temporary financial support until you restored some order.

Applying for payday loans online

While it's possible to arrange payday loans on most UK high streets, many people choose the speed and convenience of applying for payday loans online. Thanks to many providers operating mobile-friendly websites and round-the-clock services, you can apply for online loans anytime and anywhere using just your phone.

Finding the right payday loan is easier and faster with Instant Lolly

Instant Lolly payday loans

We are not a payday lender but a one-stop shop that makes it easy for you to find instant loans online whatever your circumstances.

You can apply for loans between £100 and £2000 and choose a repayment period over 1 to 12 months. All we ask is that you are a UK resident, 18 or over, and have a regular source income.

It's easy to apply — just fill in our simple online application and search the best of the payday market in one go. Our application form is super-slick and mobile-friendly — perfect if you need to apply while out and about. It takes us just a couple of minutes to process your completed application, then we'll give you an online decision.

You'll always stay in control. If your application is accepted by one of our payday lenders, we'll immediately direct you to the lenders website where you can see the full costs and terms, and decide whether you wan't to go ahead or not. After full approval, the funds are sent to your bank, usually within a matter of minutes.†

What's more, there are no charges, fees or commissions for using our service, so try us out without risk, and find your ideal loan today.

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An alternative to direct loan lenders

We are a leading online payday loan broker, providing instant payday loans UK wide. Our mission is simple — to save you time and help you find the right loan faster.

Finding the right payday loan isn't easy and can take some time and effort on your part. Different online direct lenders may have different product features and benefits – as well as lending criteria. If you don't meet the lender's strict criteria you may not be accepted for credit — and you should be aware that too many credit checks in a short period of time can be a bad thing.

Alternatively, you can apply for a loan with us, just as you would with any direct payday lender. We specialise in same day cash loans. We will handle the whole process for you, using our expertise to find you the most appropriate product. We work with many of the leading providers of online payday loans in the UK, so rest assured no stone will go unturned, and we'll do our best to help you find the loan you need.


Flexible borrowing

Choose a loan that meets your needs without overborrowing. Borrow up to £2000 over 1 to 12 months.

Save time and effort

Search top lenders in one go with our simple online application. You'll benefit from high acceptance rates too!

Find a loan faster

Get a quick Yes or No — we'll tell you if you've been accepted in just a few minutes, and if approved, receive the money within an hour.

Enjoy the convenience

We operate a true 24/7 online service. We'll be ready to find your perfect match whenever you need us.

Privacy & Security

People you can trust — a firm you can rely on.

You’re in safe hands

We are authorised and regulated by the Financial Conduct Authority. We act as a credit broker, not a lender.

We treat people right

You can rest assured that you and your data will be treated with the utmost respect at all times.

We’ve got your back

We use security technology to help keep your personal information safe and secure when you apply with us.

Want to save time and find the right loan faster?

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Representative 1270% APR