Instant payday loans

Faced with a sudden expense? We're here to help

If you need to find funds quickly, then Instant Lolly could be the perfect solution for you. With our instant payday loans, you’ll get an fast online decision and a speedy cash transfer, paid direct into your bank within 15 minutes.

Get £100 to £3,000 paid out by 6:48 am

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(It won't affect your credit score)
Representative 669.35% APR (variable)
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What are instant payday loans?

Not so long ago, instant payday loans did exactly what it said on the tin — you took out a loan for a few days and repaid it in full on your next payday.

However, this is no longer the case — so, what's changed?

What's changed?

The good stuff hasn't changed — apply for a payday loan online, receive an immediate decision and get cash sent to your bank as soon as 15 minutes after approval.

The product has evolved and now allows you to borrow money over longer periods. While payday loans still exist, there is a new product, known as a short-term loan.

More flexible, more affordable

Instant payday loans have not only become a lot more flexible — they're more affordable too.

Once of a time, the little slider widget used to adjust the chosen term on most payday loan websites would only move between one and thirty-one days, but now monthly payday loans are commonplace and short-term loans give access to even longer-term loans.

Payday loans are perfect for emegency financial situations where you just need to bridge the gap until payday, but short-term loans are much more flexible and can help you plan and manage your short-term cashflow better.

Why use an instant payday loan?

Looking for an instant payday loan? You're not alone — there are thousands of searches each month for payday loans online. We can all be caught out by surprise costs or unplanned events. If, like one in three people in the UK, you don't have a ‘rainy day’ fund to fall back on, an instant payday loan could give you temporary financial support until you restored some order.

Applying for payday loans online

While it's possible to arrange payday loans on most UK high streets, many people choose the speed and convenience of applying for instant payday loans online. Thanks to many providers operating mobile-friendly websites and round-the-clock services, you can apply for payday loans instantly — anytime, anywhere — using just your phone.

Supercharge your loan search. Get the money you need faster.

How do I apply for an instant payday loan?

Instant Lolly is a quick, safe and convenient way to apply for instant decision payday loans. Our innovative technology provides access to a range of high acceptance lenders with one application. There's no credit check, just a soft search which has no impact on your credit score.

We can provide small loans starting from just £100, right up to £3000, with flexible repayment periods over 1 to 24 months. All we ask is that you are a UK resident, 18 or over, and have a regular source income.

It's easy to apply for fast payday loans with us — just fill in our simple online application and search the best of the payday market in one go. Our application form is super-slick and mobile-friendly — perfect if you need to apply while out and about. It takes us just a couple of minutes to process your application and give you an decision.

You'll always stay in control. If your application is accepted by one of our lenders, we'll immediately direct you to the lenders website where you can see the full costs and terms, and decide whether you wan't to go ahead or not. After full approval, the funds are sent to your bank, usually within a matter of minutes.†

What's more, there are no charges, fees or commissions for using our service, so try us out without risk, and find your perfect loan today.

Apply Now
(It won't affect your credit score)
Representative 669.35% APR (variable)
View example

An alternative to direct payday lenders

Finding the right payday loan isn't easy and can take some time and effort. Different lenders have different products and lending criteria. If you don't meet the lender's criteria you may not be accepted for credit, and too many credit checks in a short period of time can be a bad thing.

Alternatively, you can apply for an instant payday loan with us, just as you would with any direct payday lender. We specialise in bad credit payday loans — we will handle the whole process for you, using our expertise to find you the most suitable product. We work with many of the leading payday loan providers loans in the UK, so rest assured no stone will go unturned, and we'll do our best to help you find the loan you need.

Instant Lolly payday loans

Are you looking for payday loans online because you want something that’s quick and easy to apply for? Then we think you’ll love Instant Lolly.

Flexible borrowing — choose from a large range of short-term and payday loans.

Flexible borrowing

Choose the ideal loan amount and repayment term for your needs. We offer loans from £100 to £3000 over 1 to 24 months.

High acceptance — great approval rates for people with good and bad credit.

High acceptance

Simply fill out our short form and we'll ensure your application reaches all the right lenders for the best chance of approval.

Fast funding — loans with quick decisions and speedy money transfers.

Fast funding

We'll give you a decision in seconds, and you could get money sent to your bank as soon as 15 minutes after approval.

Online convenience — access the best UK direct lenders in one place.

Online convenience

Apply securely online 24 hours a day, seven days a week — via mobile, desktop or tablet. Oh, and it's totally FREE too!

A firm you can trust

You're in safe hands

We are an established UK credit broker, authorised and regulated by the Financial Conduct Authority.

We’ve got your back

When you apply with us, you can be sure that we'll always act responsibly and in your best interests.

We treat people right

As an Instant Lolly customer, we guarantee you'll be treated with respect and honesty at all times.

Get up to £3,000 within 15 minutes of approval

(It won't affect your credit score)
IMPORTANT INFORMATION

If you do not make your minimum repayment by the agreed upon due date, you may incur additional charges and penalties. If you are having problems paying, please call your credit provider. For other sources of assistance, visit www.mymoneysteps.org; call the Step Change Debt Charity on 0800 138 1111; or National Debtline on 0808 808 4000; or visit moneyadviceservice.org.uk; or visit your local Citizens Advice Bureau.

Loan approval: All loan offers are subject to lender final approval. Approval/transfer times vary by lender. Not all lenders may be able to transfer funds in 15 minutes. Approvals/transfers may take longer for applications processed outside normal working hours. If your bank does not support faster payments, it may take longer for funds to reach your account.

Credit checks: When assessing your eligibility for a loan, lenders will carry out a soft search; only you can see them on your credit report and they have no impact on your credit rating. If you accept a lender's loan offer, they will perform a hard credit search, which will be visible to any company searching your credit report for 12 months.