Supercharge your loan search

Get access to a range of online loans and credit with just one easy application. We'll help find the right loan, save time and get the money you need faster.

Get £100 to £3,000 paid out by 12:14 am

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Let us help you find the perfect loan

Our quick and easy to use loan service enables you to apply for a range of instant payday loans and short-term loans, and borrow money online with one simple application and no impact on your credit score.

Bad credit loans

Poor credit doesn’t have to hold you back

We work with specialist bad credit lenders who look beyond your credit score. If you have less than perfect credit history, but your finances are in good order, our lenders will be happy to consider your application…

Quick loans

Need to get hold of money in a hurry?

If speed is of the essence, then our quick loans might be the perfect solution for you. You'll get an instant decision and speedy cash transfer, with money sent as fast as 15 minutes after approval…

Borrow money

Boost your funds the quick and easy way

We think borrowing money should be simple, not stressful, so we keep Instant Lolly as straightforward as possible. Apply online, get a decision online, and once approved, get cash paid directly into your bank…

Loans from Instant Lolly

Flexible borrowing — choose from a large range of short-term and payday loans.

Flexible borrowing

Choose an amount and repayment term that's right for you. We offer loans from £100 to £3000 over 1 to 24 months.

Help to get accepted — loans for people with good and bad credit.

Help to get accepted

Fill out our short form and we'll ensure your application reaches all the right lenders for the best chance of approval.

Fast funding — loans with quick decisions and speedy money transfers.

Fast funding

You'll get a decision in seconds and money transferred to your bank as quick as 15 minutes once you're approved.

Online convenience — access the best UK direct lenders in one place.

Online convenience

Apply securely online: 24 hours a day, seven days a week — via mobile, desktop or tablet. Oh, and it's totally FREE too!

A firm you can trust

You're in safe hands

We are an established UK credit broker, authorised and regulated by the Financial Conduct Authority.

We’ve got your back

When you apply with us, you can be sure that we'll always act responsibly and in your best interests.

We treat people right

As an Instant Lolly customer, we guarantee you'll be treated with respect and honesty at all times.

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Ready to apply?Get up to £3,000 within 15 minutes of approval


If you do not make your minimum repayment by the agreed upon due date, you may incur additional charges and penalties. If you are having problems paying, please call your credit provider. For other sources of assistance, visit; call the Step Change Debt Charity on 0800 138 1111; or National Debtline on 0808 808 4000; or visit; or visit your local Citizens Advice Bureau.

Loan approval: All loan offers are subject to lender final approval. Approval/transfer times vary by lender. Not all lenders may be able to transfer funds in 15 minutes. Approvals/transfers may take longer for applications processed outside normal working hours. If your bank does not support faster payments, it may take longer for funds to reach your account.

Credit checks: When assessing your eligibility for a loan, lenders will carry out a soft search; only you can see them on your credit report and they have no impact on your credit rating. If you accept a lender's loan offer, they will perform a hard credit search, which will be visible to any company searching your credit report for 12 months.