Looking for 6 month loans?
At Instant Lolly, you can borrow 6 month loans from £100 to £3000. We also offer other repayment options ranging from 1 to 24 months, so you'll always be able to find a repayment plan that's just right.
6 month loans at a glance
Key facts6-month loan
| Loan term |
6 months |
| Borrow |
£100–£20001 |
| Loan type |
Short-term loan (unsecured, no guarantor) |
| Apply with bad credit? |
Yes |
| Borrowing example |
Borrowing: £500
Term: 6 months
Total interest: £155.52
6 repayments of: £109.25
Total repayment: £655.52
Interest rate: 100%
|
Some 6 month credit products may vary from the description. All costs are for illustrative purposes only. 1 The majority of lenders have a maximum borrowing limit of £2000 or less on loans up to 6 months — applying for a larger amount of money may reduce the likelihood of being accepted.
How do I apply for a 6 month payday loan?
Instant Lolly is a safe and convenient way to apply for 6 month payday loans online. We'll save you time and hassle, and help you get the loan you need faster.
If you think a 6 month payday loan from Instant Lolly is the right choice for you, just decide how much you'd like to borrow, select the 6 month term and start your application. If you're still fact-finding, you can use the slider to explore our full range of loans.
Our service is completely FREE to use and is available to UK residents age 18 and over. To apply for a 6 month loan with us, you must have a regular monthly income from a job, pension or benefits. You'll also need a bank account with a debit card, a mobile phone and an active email address so that we can process your application.
How much do 6 month loans cost?
Does a six month loan work with your budget? Check out typical costs for the most popular loan amounts borrowed over 6 months.
Repay in 6 Monthly Instalments
| Amount Borrowed |
6 Payments |
Total Repayable |
| £300 |
£66 |
£393 |
| £400 |
£87 |
£524 |
| £500 |
£109 |
£656 |
| £600 |
£131 |
£787 |
| £700 |
£153 |
£918 |
| £800 |
£175 |
£1,049 |
| £900 |
£197 |
£1,180 |
| £1,000 |
£282 |
£1,694 |
| £1,100 |
£240 |
£1,442 |
| £1,200 |
£262 |
£1,573 |
Examples are for illustrative purposes only. Calculations are based on an annual interest rate of 100%. If you apply with Instant Lolly and are accepted, the actual cost may vary depending on the lender you're matched with and the rate you are offered.
Other repayment examples
Six month loans not quite the right fit? Why not check out these popular alternatives:
Repaying your 6 month loan
Most 6 month instalment loans are repaid in 6 equal monthly instalments. The lender will make arrangements to take repayments directly from your bank account on agreed dates. Your repayment plan, which forms part of the loan agreement, will set out the six instalment amounts and dates so that you can plan ahead.