3-month loans

At Instant Lolly, you can apply for 3-month loans from £100 up to £3000. We also provide access to other repayment terms — up to 2 years, so if a three-month loan isn't quite right, be sure to check out our other short-term loans.

Choose your loan

How much will a 3-month loan cost?

Do the repayment costs on a 3-month loan fit your budget? Here, you can compare illustrative costs for the most popular amounts borrowed over 3-months.

3-month loan repayments*
Amount Borrowed 3 Payments Total Repayable
£100 £51 £152
£200 £101 £304
£300 £152 £456
£400 £203 £609
£500 £254 £761
£600 £304 £913
£700 £355 £1,065
£800 £406 £1,217
£900 £457 £1,370
£1,000 £507 £1,522

* Examples are for illustrative purposes only. Payments are based on an annual interest rate of 292%. If you apply with Instant Lolly, your personal quote may vary.

Repaying your 3-month loan

Most 3-month loans from direct lenders are repaid in 3 equal monthly instalments. The lender will make arrangements to take repayments directly from your bank account on agreed dates. Your repayment plan, which forms part of the loan agreement, will set out the three payment amounts and collection dates so that you can plan ahead with certainty.

Why use Instant Lolly for a 3-month loan?

Instant Lolly is a quick and convenient way to get a loan online. We can save you time and hassle, and help you get the money you need faster.

If you think a 3-month loan from Instant Lolly is the right choice for you, use the slider to get started:

  1. select the amount you'd like to borrow
  2. check the 3-month term
  3. click 'apply' to start your application

Or, if you're still undecided, you can explore more of our popular short-term, personal and payday loans using the links below:

Our service is completely FREE to use and is available to UK residents age 18 and over. To apply for a loan with us, you must have a regular monthly income from a job, pension or benefits. You'll also need a bank account with a debit card, a mobile phone and an active email address so that we can process your application.

Get up to £3000 within an hour of approval

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Representative 1192% APR (variable)

Warning: If you do not make your minimum repayment by the agreed upon due date, you may incur additional charges and penalties. If you are having problems paying, please call your credit provider. For other sources of assistance, visit www.mymoneysteps.org; call the Step Change Debt Charity on 0800 138 1111; or National Debtline on 0808 808 4000; or visit moneyadviceservice.co.uk; or visit your local Citizens Advice Bureau.

InstantLolly.co.uk is operated by Amaze Media, a trading name of John O'Hara, 24 Buttercross Close, Burnley, BB11 5HB. Authorised and regulated by the Financial Conduct Authority, reference number 742221. Data Protection number Z3495700. Instant Lolly is a credit broker not a lender.

Subject to lenders approval. Time taken to transfer funds may vary depending on the lender and your bank. We do not work with all available lenders.