Find the money you need — quickly, safely, easily

We can all be caught out by unplanned events and surprise bills. Instant Lolly's loan matching service could help you find the money to pay for out of the blue costs—quickly, safely and easily.

We’re here and we’d love to help.

Taking on a loan is a big responsibility and should always be a well considered decision. However, if you've thought it through and believe a short-term loan could be right for you, we'd love to help.

If you meet our basic criteria you can apply with us today—even if you have a less than perfect credit history. We promise to make the process as quick and simple as possible, and you'll have an answer in the time it takes to enjoy a cup of coffee.

Everyone loves a 3 step process.

Apply online.

Our online application form makes it plain sailing—no paperwork, no meetings, no unbearable hold music.

To ensure things go as smoothly as possible, review our checklist and make sure you have everthing you need to hand before you start.

Get a decision right away.

We'll submit the details you give us to our panel of lenders for approval—you’ll get a Yes or No decision back in just a few minutes.

You decide.

If your application is accepted, we'll take you to a secure page on the lenders site so you can read through your offer details.

If you're happy, sign your agreement—if you're not sure the loan is right for you, don't.

After final checks and approval, the money will be sent to your bank—deposit times vary so be sure to check the lender's website.

Get ready to apply

You'll need:
A bank account with a debit card.
A mobile number.
An active email address.
You'll also need details of:
Your employment if applicable.
Your regular income and outgoings.
Apply Now
Representative 1192% APR (variable)

Got questions? We’ve got answers!

Our FAQ section has answers to the most popular questions we're asked—make it your first stop if you've got questions or concerns.

Get up to £3000 within an hour of approval

Apply Now
Representative 1192% APR (variable)

Warning: If you do not make your minimum repayment by the agreed upon due date, you may incur additional charges and penalties. If you are having problems paying, please call your credit provider. For other sources of assistance, visit; call the Step Change Debt Charity on 0800 138 1111; or National Debtline on 0808 808 4000; or visit; or visit your local Citizens Advice Bureau. is operated by Amaze Media, a trading name of John O'Hara, 24 Buttercross Close, Burnley, BB11 5HB. Authorised and regulated by the Financial Conduct Authority, reference number 742221. Data Protection number Z3495700. Instant Lolly is a credit broker not a lender.

Subject to lenders approval. Time taken to transfer funds may vary depending on the lender and your bank. We do not work with all available lenders.