Borrow money online At Instant Lolly, we are proud of our quick and easy to use loan service that enables you to apply for a range of personal loans (including payday loans and short-term loans) and borrow money online. We work with around 50 direct lenders in the UK to find you the most suitable loan, saving you time, legwork and money – and we don’t even charge you a fee for our service! So, if you are looking to borrow money, read on! Find a loan to suit you Apply Now (It won't affect your credit score‡) Representative 669.35% APR (variable)View example Borrow money online. An online loan is a fast and easy way to borrow money. Smaller loans, such as those provided by short-term and payday lenders, can usually be approved instantly without the need for additional paperwork or phone calls — making them the perfect choice for anyone looking to borrow money quickly. Borrowing FAQs How much can I borrow from Instant Lolly? We offer a range of loan options, ranging from small loans of £100 right up to £3000, in bite-size increments. This flexibility means you only borrow what you need. Can I borrow money online fast? That is our aim! In many cases, you get cash within an hour of the lender’s approval! Of course, this may vary depending on the lender and your bank. Our quick online loans service provides what we consider is a fast and easy way for you to borrow money online. Can I borrow money with bad credit? Even if you have a less than perfect credit history, we may be able to offer bad credit loans. As long as you meet the eligibility criteria and can prove that you will be able to afford the loan repayments comfortably, then we will be delighted to consider your online loan application. What borrowing options do Instant Lolly offer? At Instant Lolly, we offer a secure, easy to use online loan application system to provide payday loans, short-term loans and longer-term personal loans. Can I get a short loan? Certainly! We understand that sometimes you only need access to cash for a short time and don't want to be tied down repaying it over long periods. At Instant Lolly, our monthly payday loans start from just one month – so you can choose the repayment period that is most suitable for you. I want a small loan — can you help? Yes, we can! We offer a range of small loans, starting from £100 right up to £500 loans. So, if you want to borrow a small amount of cash, then we would love to help! And with repayment terms ranging from one month to 12 months, you don't have the worry of having to repay the money in a single lump sum if you don’t want to. Where can I find more information and costs? To find out more information about out most popular loans and the costs, please visit the relevant pages below: Popular loan amounts £100 loans £200 loans £500 loans £1000 loans Popular loan durations 1-month loans 6-month loans 12-month loans Is it safe to borrow money online? Not every website is always what it seems, but you have come to the right place. Since 2013, Instant Lolly has been trusted to help thousands of people borrow money online – quickly, easily and in complete safety. We are regulated and overseen by the FCA, the UK governing body for consumer credit, which means we adhere to strict lending practices and processes that protect you. Our website is hosted within a secure ISO27001-accredited environment in the UK, and we employ best-of-breed SSL security measures to keep your information safe as it is transmitted between us. Need to borrow money now? Simply check that you are eligible to apply for a loan, then complete our short online application process. We will give you an almost immediate decision and, if you are approved and depending on the lender, the money could be in your bank account within an hour.†