Looking for £100 loans?

If you are looking for quick £100 loans, then our service may offer the most suitable solution for you. At Instant Lolly, we pride ourselves on providing a fast and efficient payday loans service for people looking to borrow money online.

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(It won't affect your credit score)
Representative 669.35% APR (variable)
View example

£100 loans at a glance

Key facts£100 loan
Borrow £100
Loan terms 1–12 months
Loan type Payday Loan, Short-term loan (unsecured loans with no guarantor)
Apply with bad credit? Yes
Some £100 credit products may vary from the description.

How much is interest on a £100 loan?

The rate you are offered will be based on your personal circumstances, the loan amount and repayment term. All loan offers are subject to lender approval.

If your application is successful, you will receive a no-obligation personalised price quote. Requesting a quote will not affect your credit score.

Repayment costs: £100 loans
Term Repayment Total Repayable
1 month £124 £1241
2 months £69 £138
3 months £51 £152
4 months £42 £167
5 months £37 £183
6 months £33 £2002
Costs are for illustrative purposes only. Examples are based on rates of 292% per annum and assume regular monthly repayments. 1. Based on a 30-day term. 2. Total cost capped at £200.

Can I borrow more than £100?

If you need to borrow more than £100, then the good news is that we offer a range of online loans, from small 100-pound loans right up to larger amounts.

As a responsible payday loans provider, of course, we never encourage you to borrow more than you require.

Popular loan amounts

Can I use the £100 payday loan for any purpose?

There are no restrictions on what you spend the money on. We understand that there may be times when you face a financial emergency, and your next payday is still a way off. That is where £100 loans can step in and plug the gap in your finances until you next get paid.

Can I get £100 loans for bad credit?

As long as you are eligible to apply for a payday loan, and can show that you can afford to repay the loan and interest, then bad credit 100-pound loans are available.

We work with specialist small loan lenders who understand that sometimes you may have a less than perfect credit history and who welcome applications for £100 loans for poor credit.

Can I apply for a £100 loan through Instant Lolly?

Yes you can! At Instant Lolly, we work with over 50 direct lenders. This means we can use our expertise to find you the most suitable payday lender – saving you time, effort and money.

Because we work with many of the leading providers of small loans in the UK, we can quickly match you to the 100-pound loan solution that we believe is the most appropriate for you.

As responsible loan providers, we do, of course, reserve the right to decline your application if we feel that it is not in your best interests to borrow money.

Can I get £100 loans with no credit check?

£100 loans with no credit check do not exist — so you should be aware of any payday loans provider who says they do not carry out a credit check.

All responsible direct lenders in the UK must carry out proper affordability checks before approving a loan, no matter how small or large the amount you wish to borrow.

With our service, however, you can quickly check your eligibility for £100 loans without an initial hard search of your credit file.

Our lenders perform soft searches to decide how successful your application would be. These soft searches will not impact on your credit score or future credit applications.

Should you then receive a loan offer and accept it, the lender will then make a complete (hard search) search of your credit report. This will be visible on your credit file.

What are the benefits of £100 loans from Instant Lolly?

At Instant Lolly, you can feel assured that you are dealing with a responsible provider who is regulated by the FCA and adheres to strict lending practices and processes that protect you.

Our service is free to use - we don’t charge you for matching you to a suitable UK loans lender.

Plus, we guarantee that we won’t share your data with anyone for marketing purposes, or send you spam emails.

Are you ready to apply for a quick £100 loan?

Why you'll love Instant Lolly

Flexible borrowing

Choose the most suitable loan amount and term for your needs. We provide loans from £100 to £3,000 over 1 to 24 months.

High acceptance

Fill out one short application form, and we will ensure your details reach all the right lenders for the best chance of approval.

Fast funding

Receive a decision in seconds, and get money sent to your bank account as soon as 15 minutes after approval.

Online convenience

Apply securely online 24 hours a day, seven days a week, from the comfort of your own sofa. Oh, and it's FREE too!

Ready to apply? Get £100 sent within 15 minutes of approval

(It won't affect your credit score)
Representative 669.35% APR (variable)
Representative Example: £250 borrowed for 30 days. Interest charged is £60.00. Total amount repayable is £310.00. Annual interest rate of 292% (fixed).

Important Information

If you do not make your minimum repayment by the agreed upon due date, you may incur additional charges and penalties. If you are having problems paying, please call your credit provider. For other sources of assistance, call the Step Change Debt Charity on 0800 138 1111; or National Debtline on 0808 808 4000; or visit moneyadviceservice.org.uk; or visit your local Citizens Advice Bureau.

Loan approval: All loan offers are subject to lender final approval. Approval/transfer times vary by lender. Not all lenders may be able to transfer funds in 15 minutes. Approvals/transfers may take longer for applications processed outside normal working hours. If your bank does not support faster payments, it may take longer for funds to reach your account.

Credit checks: When assessing your eligibility for a loan, lenders will carry out a soft search; only you can see them on your credit report and they have no impact on your credit rating. If you accept a lender's loan offer, they will perform a hard credit search which will be visible to any company searching your credit report for 12 months.

Instant Lolly does not charge customers a fee for using its services, but it receives a commission from lenders or other brokers following an introduction through this website.