Looking for £1000 loans? If you are wondering where you can get £1000 loans, then you have come to the right place. At Instant Lolly, we make it easy to apply for an online loan using our service and, with repayment periods from just one–24 months, you can borrow money for only as long as needed. Find a loan to suit you Apply Now (It won't affect your credit score‡) Representative 669.35% APR (variable)View example £1000 loans at a glance Key facts£1000 loan Borrow £1000 Loan terms 1–24 months Loan type Payday Loan, Short-term loan (unsecured loans with no guarantor) Apply with bad credit? Yes Some £1000 credit products may vary from the description. £1000 loan FAQs How much will a £1000 loan cost? The rate you are offered will be based on the loan amount, the repayment term and your personal circumstances (subject to lender approval). If your application is successful, you will receive a personalised price quote from the lender, which you can choose to accept or decline. The quote won't affect your credit score. You can see example repayment costs for our most popular 1000-pound loans in the table below. Repayment costs: £1000 loans Term Repayment Total Repayable 6 months £205 £1230 7 months £181 £1265 8 months £163 £1301 9 months £149 £1338 10 months £137 £1375 11 months £128 £1413 12 months £121 £1451 15 months £105 £1570 18 months £94 £1694 24 months £82 £1957 Costs are for illustrative purposes only. Examples are based on a rate of 75% per annum and assume regular monthly repayments. Can I use the 1000 pounds for any purpose? Of course! At Instant Lolly, we understand that sometimes there may be occasions when you need to borrow 1000 pounds — and fast — for whatever reason. There are no restrictions on what you spend the money on. Can I get a £1000 loan with bad credit? We understand that sometimes you may have a less than perfect credit history, but that doesn’t always have to be a showstopper. This means we are happy to consider applications for £1000 loans with bad credit. Loans for poor credit explained If you meet the eligibility criteria and can show that you will be able to repay the loan comfortably, then our lenders will be pleased to see if they can help — even if your credit history is poor. Of course, as responsible loan providers, we will not approve your application if we feel that it is not in your best financial interests to take out borrowing. In some cases, if your personal loan application is approved, you may not be offered the full 1000-pounds amount, but may be offered a lower alternative amount or a guarantor loan. Can I borrow £1000 with no credit check? Alas, you cannot be approved for a £1000 loan without a credit check. All UK lenders must carry out proper affordability checks before agreeing to a loan, regardless of the amount or term. At Instant Lolly, however, you can quickly check your eligibility with up to fifty £1000 loan direct lenders without a hard search of your credit file. Our lenders perform soft searches to decide how successful your application would be. Unlike hard searches, soft searches have no impact on your credit score or future credit applications. Only when you accept an offer will the lender make a full search of your credit report, which will stay on your file for 12 months. What repayment terms are available for £1000 loans? At Instant Lolly, we provide access to short-term loans repayable from between one–24 months. This means you can choose the most appropriate repayment term for your own unique financial circumstances. The amount borrowed plus interest will usually be repaid in equal monthly instalments — so you can confidently plan your finances. Borrowing example£1000 loan over 12 months Borrow: £1000 Term: 12 months Total interest: £451.00 12 repayments of: £120.92 Total repayable: £1451.01 Interest rate: 75% Costs are for illustrative purposes only. Can I borrow more or less than £1000? Yes, you can! We offer a range of online loans, from small loans of £100 right up to £3000 — so you only borrow what you need. As a responsible online finance company, we will never encourage you to borrow more than you require. Popular loan amounts £100 loans £200 loans £500 loans What are the advantages of £1000 loans from Instant Lolly? At Instant Lolly, we aim to provide you with an easy way to access a £1000 loan online – quickly and hassle-free. We are regulated by the FCA, which means we adhere to strict lending practices and processes that protect you, so you can feel assured we are a responsible company. And, we don’t charge you for matching you to a suitable lender. What's more, we genuinely value your privacy. You won’t hear from us unless we have something important to tell you, and we will never share your data with anyone for marketing use. How to apply for a £1000 loan Are you ready to apply for a £1000 loan? Then simply click ‘Apply Now’ and fill out our short application form for an instant decision. Remember, this initial application is a soft search, so will not show up on your credit file.