Looking for £1000 loans?

If you are wondering where you can get £1000 loans, then you have come to the right place. At Instant Lolly, we make it easy to apply for an online loan using our service and, with repayment periods from just one–24 months, you can borrow money for only as long as needed.

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(It won't affect your credit score)
Representative 669.35% APR (variable)
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£1000 loans at a glance

Key facts£1000 loan
Borrow £1000
Loan terms 1–24 months
Loan type Payday Loan, Short-term loan (unsecured loans with no guarantor)
Apply with bad credit? Yes
Some £1000 credit products may vary from the description.

How much will a £1000 loan cost?

The rate you are offered will be based on the loan amount, the repayment term and your personal circumstances (subject to lender approval).

If your application is successful, you will receive a personalised price quote from the lender, which you can choose to accept or decline. The quote won't affect your credit score.

You can see example repayment costs for our most popular 1000-pound loans in the table below.

Repayment costs: £1000 loans
Term Repayment Total Repayable
6 months £205 £1230
7 months £181 £1265
8 months £163 £1301
9 months £149 £1338
10 months £137 £1375
11 months £128 £1413
12 months £121 £1451
15 months £105 £1570
18 months £94 £1694
24 months £82 £1957
Costs are for illustrative purposes only. Examples are based on a rate of 75% per annum and assume regular monthly repayments.

Can I use the 1000 pounds for any purpose?

Of course! At Instant Lolly, we understand that sometimes there may be occasions when you need to borrow 1000 pounds — and fast — for whatever reason. There are no restrictions on what you spend the money on.


Can I get a £1000 loan with bad credit?

We understand that sometimes you may have a less than perfect credit history, but that doesn’t always have to be a showstopper. This means we are happy to consider applications for £1000 loans with bad credit.

Loans for poor credit explained

If you meet the eligibility criteria and can show that you will be able to repay the loan comfortably, then our lenders will be pleased to see if they can help — even if your credit history is poor.

Of course, as responsible loan providers, we will not approve your application if we feel that it is not in your best financial interests to take out borrowing.

In some cases, if your personal loan application is approved, you may not be offered the full 1000-pounds amount, but may be offered a lower alternative amount or a guarantor loan.


Can I borrow £1000 with no credit check?

Alas, you cannot be approved for a £1000 loan without a credit check. All UK lenders must carry out proper affordability checks before agreeing to a loan, regardless of the amount or term.

At Instant Lolly, however, you can quickly check your eligibility with up to fifty £1000 loan direct lenders without a hard search of your credit file.

Our lenders perform soft searches to decide how successful your application would be. Unlike hard searches, soft searches have no impact on your credit score or future credit applications.

Only when you accept an offer will the lender make a full search of your credit report, which will stay on your file for 12 months.


What repayment terms are available for £1000 loans?

At Instant Lolly, we provide access to short-term loans repayable from between one–24 months. This means you can choose the most appropriate repayment term for your own unique financial circumstances.

The amount borrowed plus interest will usually be repaid in equal monthly instalments — so you can confidently plan your finances.

Borrowing example£1000 loan over 12 months
Borrow: £1000
Term: 12 months
Total interest: £451.00
12 repayments of: £120.92
Total repayable: £1451.01
Interest rate: 75%
Costs are for illustrative purposes only.

Can I borrow more or less than £1000?

Yes, you can! We offer a range of online loans, from small loans of £100 right up to £3000 — so you only borrow what you need. As a responsible online finance company, we will never encourage you to borrow more than you require.

Popular loan amounts


What are the advantages of £1000 loans from Instant Lolly?

At Instant Lolly, we aim to provide you with an easy way to access a £1000 loan online – quickly and hassle-free.

We are regulated by the FCA, which means we adhere to strict lending practices and processes that protect you, so you can feel assured we are a responsible company. And, we don’t charge you for matching you to a suitable lender.

What's more, we genuinely value your privacy. You won’t hear from us unless we have something important to tell you, and we will never share your data with anyone for marketing use.

How to apply for a £1000 loan

Are you ready to apply for a £1000 loan? Then simply click ‘Apply Now’ and fill out our short application form for an instant decision. Remember, this initial application is a soft search, so will not show up on your credit file.

Why you'll love Instant Lolly

Flexible borrowing — choose from a large range of short-term and payday loans.

Flexible borrowing

Choose the ideal loan amount and repayment term for your needs. We offer loans from £100 to £3000 over 1 to 24 months.

High acceptance — great approval rates for people with good and bad credit.

High acceptance

Simply fill out our short form and we'll ensure your application reaches all the right lenders for the best chance of approval.

Fast funding — loans with quick decisions and speedy money transfers.

Fast funding

We'll give you a decision in seconds, and you could get money sent to your bank as soon as 15 minutes after approval.

Online convenience — access the best UK direct lenders in one place.

Online convenience

Apply securely online 24 hours a day, seven days a week — via mobile, desktop or tablet. Oh, and it's totally FREE too!

Ready to apply?Get £1,000 sent within 15 minutes of approval

(It won't affect your credit score)
IMPORTANT INFORMATION

If you do not make your minimum repayment by the agreed upon due date, you may incur additional charges and penalties. If you are having problems paying, please call your credit provider. For other sources of assistance, visit www.mymoneysteps.org; call the Step Change Debt Charity on 0800 138 1111; or National Debtline on 0808 808 4000; or visit moneyadviceservice.org.uk; or visit your local Citizens Advice Bureau.

Loan approval: All loan offers are subject to lender final approval. Approval/transfer times vary by lender. Not all lenders may be able to transfer funds in 15 minutes. Approvals/transfers may take longer for applications processed outside normal working hours. If your bank does not support faster payments, it may take longer for funds to reach your account.

Credit checks: When assessing your eligibility for a loan, lenders will carry out a soft search; only you can see them on your credit report and they have no impact on your credit rating. If you accept a lender's loan offer, they will perform a hard credit search, which will be visible to any company searching your credit report for 12 months.