Alas, you cannot be approved for a £1000 loan without a credit check. All UK lenders must carry out proper affordability checks before agreeing to a loan, regardless of the amount or term.
At Instant Lolly, however, you can quickly check your eligibility with up to fifty £1000 loan direct lenders without a hard search of your credit file.
Our lenders perform soft searches to decide how successful your application would be. Unlike hard searches, soft searches have no impact on your credit score or future credit applications.
Only when you accept an offer will the lender make a full search of your credit report, which will stay on your file for 12 months.