Quick access to cash loans might help you deal with something as a minor inconvenience and avoid it becoming a catastrophe.
If so, don’t worry because you are far from being alone.
Some bills are relatively straightforward and easy to budget for. Examples come to mind, including things such as gas and electricity or monthly food bills.
Others, though, can come at us from out of the blue and prove to be a major financial challenge. They might include a washing machine that has just broken down or a failed MOT gives you the bad news that major work is required in order to keep your car on the road.
If you have lots of savings, then fine. If you haven’t, then you might find our quick cash loans a big help.
If the idea of a loan suggests to you lots of form filling and in-depth debates with somebody sitting the other side of a desk, then think again.
With cash loans today, direct lenders have drastically simplified the whole process and it can now be completed entirely online.
All that is required is for you to enter the amount you want and how long you want to borrow it over plus some basic information about yourself. The system will do the rest.
Need the money fast? That’s typically no problem.
Approval can be obtained often within just a very few minutes of your application and the money might be in your bank very shortly after that. Remember though that however fast the loan provider works they can’t control how quickly your own bank will credit your account.
Again, don’t think you are alone.
Large numbers of people have glitches on their files and it is no reason to assume that you won’t be able to get approval. UK cash loan providers are experienced and will have seen such problems before.
In some cases, if your credit history is particularly poor, you may need cash loans for bad credit products.
You may have to accept that you will need to pay a little bit more for them and in some cases, the providers may wish to advance smaller sums than might otherwise have been the case.
Although you might have seen advertisements for no credit check cash loans, an advance guarantee of acceptance isn’t possible. Each individual case will be reviewed by the potential provider on its own merits.
How much you can borrow will depend upon your credit history files and of course your current income. Sums in the region of £100-£3,000 might well be within your grasp though.
Unlike earlier generation payday loan products, you may be able to choose a repayment period of up to two years.
Remember though that the longer it takes you to repay a loan, the more it will cost you in total overall terms.
In very general terms, cash or loan approval will typically require:
If you are concerned, it’s worth noting that your employer will typically not be contacted as part of the verification of your application details.
The first thing to do is not to fret or panic! Loan providers understand that things can happen in a given month.
The first thing you should do is to call your fund provider immediately and notify them of your problem. Do not just default on a repayment.
Your fund provider will typically be understanding and agree a solution with you on an amicable basis where possible.
Do remember though that this will inevitably involve the lender in additional work and administration. That may result in additional costs and charges being put onto your account.
Are you looking for cash loans today because you want something that is quick and easy to apply for? Then we think you’ll love Instant Lolly.
Choose the most suitable loan amount and term for your needs. We provide loans from £100 to £3,000 over 1 to 24 months.†
Fill out one short application form, and we will ensure your details reach all the right lenders for the best chance of approval.
Receive a decision in seconds, and get money sent to your bank account as soon as 15 minutes after approval.†
Apply securely online 24 hours a day, seven days a week, from the comfort of your own sofa. Oh, and it's FREE too!
We are experts in matching requirements to fund providers, having helped thousands of borrowers since we arranged our very first cash loan online for Mr Faulkner back in April 2013.
Our most important role is to help to ensure that your application goes to a provider or providers who are likely to be receptive to your needs and advance you your required cash as fast as possible.
If you think a cash loan might be right for you, then we're ready to help you find the perfect match.
To apply you must:
You will also need: