If you need urgent access to cash with the minimum of delay and red tape, instant loans might be for you.
Most responsible adults like to think that they manage their finances. However, sometimes things change at short notice and that can leave even the best budget in tatters.
Just a few examples of the curve balls we all sometimes face:
These things can catch anyone out and somehow, we have to cope. That is where quick loans, such as instant loans, might come to the rescue.
Using the latest generation of instant loans online is usually simplicity itself.
You go to the provider’s site and answer some basic questions about how much you want to borrow and over what period of time.
You will also have to give some basic information about yourself, including things such as your employment status, income and where you live.
Behind the scenes, instant loans direct lenders will be looking at the information and making a fast decision. In some cases, you may receive your instant loan approval in just a few minutes.
The money could be in your bank account within a few minutes or an hour or so after that.
You then repay the amount you have borrowed, including interest and any charges, in line with the schedule you agreed with your application.
Typically, yes, you will.
That’s partly because any responsible provider of instant loans will be complying with the legal requirement for them to check that their customers can realistically afford the sums they are borrowing. That is to protect your interests.
However, it may be possible to gain a decision in principle without a full credit history check, by using a no credit check instant loans service such as Instant Lolly.
That might be useful because every time a full credit history check is performed and the application subsequently refused, that fact itself is recorded on your credit history file, which could make getting credit even harder.
No, not necessarily.
For instant loans, UK providers are required to take certain steps, but remember that very large numbers of people have credit history problems noted on their files. It is not unusual.
As a result, instant loans for bad credit may be available.
Of course, you must be realistic. Typically:
Providers will typically be as flexible as they possibly can, though they are obliged to be sensible.
Broadly speaking, they will use your request plus possibly some idea of your income and credit history, in order to decide upon a figure that is reasonable.
In most cases, that’s typically somewhere between £100–£3,000.
Periods typically run from 1 to 24 months.
In most cases, anything you choose.
Today, there is very little real difference.
At one time, payday loans were usually advanced on the basis that the sum was repaid, in full, on your next or perhaps next-but-one payday.
That repayment system has now become far more flexible and can be extended over up to 2 years.
Are you looking for instant loans online because you want something that is quick and easy to apply for? Then we think you’ll love Instant Lolly.
Choose the most suitable loan amount and term for your needs. We provide loans from £100 to £3,000 over 1 to 24 months.†
Fill out one short application form, and we will ensure your details reach all the right lenders for the best chance of approval.
Receive a decision in seconds, and get money sent to your bank account as soon as 15 minutes after approval.†
Apply securely online 24 hours a day, seven days a week, from the comfort of your own sofa. Oh, and it's FREE too!
At Instant Lolly, we understand full well how expenses and opportunities can arrive with little or no notice. We also know that this can mean people need to move quickly in terms of gaining access to cash.
We are here to help you to think through your requirements and to find loans that are suitable for your unique set of circumstances.
If you think an instant loan might be right for you, why not try us out without further delay.
To apply you must:
You will also need: