Same day loans

Same day loans do exactly what they say the tin — apply online, receive an instant decision and get cash in your account the same day.

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At Instant Lolly, you can borrow same day payday loans from £100 to £2000, with repayment plans ranging from 1 to 24 months.

What are same day loans?

We can all be caught out by surprise bills or unplanned events. Ironically, unexpected costs are one of life's certainties, so if you're one of the one-in-three people that haven't got a “rainy day” fund to fall back on, a same day loan could be another option.

Same day loans can be used to cover living costs until your next payday or help pay for unexpected costs when you don't have savings or other ready credit available. They're typically small loans (up to £2000) borrowed over a short period (up to 24 months). Monthly repayments are usually collected directly from your bank account. What's more, your credit doesn't need to be perfect to apply for one.

One of the features of a same day loan is that it is completed entirely online, so there's no paperwork or phone calls required. And unlike when you apply for bank loans or credit cards, you won't have to wait days or weeks for your application to be reviewed — you'll receive an immediate lending decision, and if approved, funds will be sent to your bank within a matter of minutes. The Faster Payments service used by most major banks means that the money can be available for use within a couple of hours of the transfer bieng made.

When a same day loan could help

Same day loans can provide a temporary solution to short-term cashflow troubles if you just need a little emergency cash to bridge the gap until payday. For instance, if you need to make the rent, buy your weekly groceries or cover an unexpected bill.

Same day cash loans can also be used pay for larger one-off expenses such as a replacement washing machine or a set of new tyres for the car. By spreading the cost over a number of manageable instalments you won't leave yourself financially stricken, and same day cash in your bank means you can quickly get back to life as usual.

What to consider before applying for a same day loan

Always make sure that a loan is right for you and you can comfortably afford to pay it back on time.

Check out example costs of 3 month loans, 6 month loans, 12 month loans and 24 month loans.

How do I apply for a same day loan today?

Instant Lolly is a quick and convenient way to get your hands on a same day loan. You can apply for loans today from £100 to £2000 over 1 to 24 months.

You need to be a UK resident 18+ to apply, with some form income of regular income you can use to repay the loan. Our service is completely free for customers with no hidden costs whatsoever.

Instant Lolly is an established UK credit broker, authorised by the Financial Conduct Authority and registered with the Information Commissioners Office. We also incorporate the latest security technology into our website, including a secure browser connection to help keep your information secure through the application process.

Get up to £2000 within an hour of approval

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Representative 1212% APR

Instant Lolly is not a lender but is a fully authorised and regulated credit broker.

InstantLolly.co.uk is operated by Amaze Media, a trading name of John O'Hara, 24 Buttercross Close, Burnley, BB11 5HB. Authorised and regulated by the Financial Conduct Authority, reference number 742221. Data Protection number Z3495700.

Subject to lenders approval. Time taken to transfer funds may vary depending on the lender. Instant Lolly does not work with all available lenders.