We don't charge fees — ever! Instant Lolly is totally free for customers — it always has been and always will be.
We don't charge upfront fees or add commission onto your loan, and there are definitely no hidden fees no worry about. Whatever loan you choose to apply for, whatever the outcome of your application, we guarantee that we won't charge you a penny.
We won't ask you to subscribe to our mailing list and bombard your inbox with unwanted offers from companies you've never heard of. In fact, there's not even a tick-box on our application form for you to opt-in. We'll only contact you if it's about your loan application.
And, unlike many brokers, we won't sell or share your data with others for the purpose of marketing other products and services.
Of course, like any business, we need to make money to keep this service running. This website is our bread and butter — we earn our entire income from it — and we want to be clear how we get paid when you visit us.
Our panel of lenders and brokers pay us a small fee for introducing you to them. The amount we receive varies depending on many factors, but in simple terms, it depends on how much the interested party would like your business at the specific time when you apply.
We only get paid when we successfully introduce you to someone from our panel. It's a great incentive for us to work our socks off for you, and I think you'll agree, a win-win situation for both you and us.
Instant Lolly is a quick and easy way to apply for payday loans and short-term loans. You can request to borrow between £100 and £3,000 with repayment terms from 1 to 24 months.
To apply with us, you need to be a UK resident and at least 18 years old. You'll also need to have a regular monthly of income that you can be used to repay the loan. Your income can be from a job, self-employment, a pension or benefits.
The application process takes just a few minutes, and you'll get an instant decision from us. If you're accepted by one of the lenders, you could get the money sent to your bank within 15-minutes of final approval†.